The most trifling actions that affect a man's credit are to be regarded. The sound of your hammer at five in the morning, or at nine at night, heard by a creditor, makes him easy six months longer but if he sees you at the billiard-table, or hears your voice at a tavern, when you should be at work, he sends for his money the next day. (Benjamin Franklin)

The most trifling actions that affect a man's credit are to be regarded. The sound of your hammer at five in the morning, or at nine at night, heard by a creditor, makes him easy six months longer but if he sees you at the billiard-table, or hears your voice at a tavern, when you should be at work, he sends for his money the next day.

Benjamin Franklin

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