Modern civilisation has created modern vices, modern crimes, modern virtues, austerities, and generosities. The crimes of to-day were not dreamed of a hundred years ago, any more than the sublimity of the good deeds done in our time to remedy our time's mistakes. And between the angel and the beast of this ending century lie great multitudes of ever-shifting, ever-changing lives, neither very bad nor very good, but in all cases very different from what lives used to be in the good old days when time meant time and not money.