For years I've been hearing 20-somethings say they don't expect Social Security to be around when they hit 65. Eventually, I came to realize that they really mean that they just don't expect to be 65. Or 40. Neither did I, when I was 22. (Gail Collins)

For years I've been hearing 20-somethings say they don't expect Social Security to be around when they hit 65. Eventually, I came to realize that they really mean that they just don't expect to be 65. Or 40. Neither did I, when I was 22.

Gail Collins

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