Dear Sir: Yours of the tenth received. I am well acquainted with Mr. __, and know his characteristics. First of all, he has a wife and baby; together they ought to be worth $50,000 to any man. Then he has an office, in which there will be a table worth $1.50, and three chairs worth, say, $1. Last of all, there is in one corner a rat-hole which will bear looking into.